0333 322 5544

News

What is a Renovation Mortgage?

A renovation mortgage is a specialist type of home loan, designed to fund domestic property improvements, extensions and alterations. Options vary significantly in accordance with the nature of the project and the personal circumstances of the applicant. Some larger renovation mortgages are provided in stages as the project progresses, while […]

Right to Buy Home Sales Up 4% Year on Year

Despite its accepted imperfections, the UK Government’s Right to Buy scheme continues to grow in popularity across much of England and Wales.  According to the latest figures from the Ministry of Housing Communities and Local Government, a total of 2,531 properties were sold under the double housing initiative between July […]

Subprime Mortgages Make A Return

Simply mentioning the words ‘subprime mortgage products” is enough to incite painful memories of the 2007 financial crisis.  Prior to 2007, many mortgage lenders in both the United Kingdom and the United States were underwriting loans with minimal checks and as such agreeing loans for a wide range of applicants, […]

RICS Reports Post-Election UK Housing Market Improvement

It is safe to say that the Conservative Party’s landslide victory at the December general election represented a doomsday scenario for Remainers. For the first time, there is little to no doubt whatsoever that the United Kingdom will indeed leave the European Union at the end of January. But far […]

Repayment or Interest-Only Buy-to-Let Mortgage?

As a buy-to-let landlord, you find yourself facing difficult decisions on a regular basis. Whether considering your first buy-to-let investment or managing an extensive portfolio of properties, turning habitable homes into a profit-making business is not easy. Along with selecting suitable properties in the first place, it is also important […]

Getting a Mortgage on Maternity Leave

Maternity leave can be a challenging time in life, during which expectant mothers face a variety of unique and ongoing challenges. It can also be a time during which it is more difficult than normal to successfully qualify for credit. When approaching maternity leave, it is common to experience the […]

Can I Get a Mortgage if I Just Started a New Job?

At UK Property Finance, we are often approached by clients concerned their new employment status could harm their eligibility for a mortgage. This concerns clients in a variety of situations: Applying for a mortgage after switching to a different company Mortgage applications when changing roles or departments Eligibility for a […]

How Many Mortgages Can I Have at the Same Time?

Successfully applying for even a single mortgage can be a challenge, but exactly how many mortgages can you take out at the same time? Assuming you have a good reason for purchasing more than one property, how many mortgages can you realistically expect to be offered? The short answer – […]

Mortgage Prisoners Trapped in High Interest Contracts Fight Back

Thousands of UK borrowers ‘imprisoned’ in high-interest mortgages due to the nationalisation of their lenders are mounting a fight back against those responsible. As many as 150,000 homeowners have found themselves locked into high-interest loans, with no option of switching to a cheaper deal. A group lawsuit is now being […]

How Labour and the Conservatives Plan to Tackle the Housing Crisis

Both the Tories and the Labour Party have outlined in their respective manifestos how they plan to tackle England’s housing crisis, should they be successful in this month’s election.  For the Conservatives, Boris Johnson has promised to build at least a million homes over the next five years, while introducing […]

NACFB
UK Property Finance is Authorised by The Financial Conduct Authority (FCA)
Association of Bridging Professionals