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Let-to-Buy: How to Assess Affordability

Let-to-buy can be a fantastic option where selling your home the conventional way is impossible or not preferable. For an overview of borrowing costs and typical let-to-buy rates, use our helpful let-to-buy calculator. How Does Let-to-Buy Work? Let-to-buy bears many similarities to a classic buy-to-let investment opportunity. Though with let-to-buy, […]

Top-Pick Property Hotspots for 2021 – Where Have House Prices Risen the Most?

To say that 2020 has been quite an unusual year for the UK property market would be a major understatement. With the fallout of the COVID-19 crisis expected to linger for some time, real estate experts are predicting similarly turbulent conditions throughout much of 2021. Uncertainty and economic turmoil have, […]

Why Is Commercial Finance More Expensive?

Commercial finance provides businesses of all shapes and sizes with access to essential funding for almost any legal purpose. Where available, commercial finance rates are usually slightly higher to those of a conventional residential mortgage. For a rough idea of what to expect, use our helpful commercial finance calculator to […]

Should I Fund Home Improvements with a Second Charge Secured Loan?

Homeowners planning major alterations or improvements to their properties have a variety of funding options to choose from. One of which is a second charge secured loan which is effectively a second mortgage secured against your property and usually for a smaller sum than the first charge. Remortgaging which is […]

Secured Second Charge Lending Sector Remains Buoyant During Second Lockdown

Secured second charge lending activity has maintained its momentum across much of the UK, despite difficult conditions during the recent lockdown. Published data suggests that in October, monthly volumes increased a further £19 million to reach £71 million. Total secured loan completions were also up more than 30% from the […]

New Up-Front Rental Payment System Launched in the UK

Following a successful two-year trial, a new up-front rental payment system is being rolled out across the UK. Known as the Advanced Rent Option, the new system provides letting agents with the option of offering landlords one year’s rent in advance as part of their service package. According to those […]

Equity Release – The Perfect Product for ‘Rightsizing’ Your Home?

For some, skyrocketing property prices are making it borderline impossible to relocate. For others, it is more a case of not wanting to abandon everything they have worked hard to make their own over the years. Motivations and justifications vary, but the popularity of ‘rightsizing’ is at an all-time high […]

Five Longstanding Myths about Equity Release

Equity release has been growing in popularity across the United Kingdom for many years, however, the market remains subject of skepticism and scrutiny. Assumptions and untruths about equity release can be harmful, steering potential candidates in entirely the wrong direction. Sourced from a main equity release provider, each of the […]

Two-Year Remortgage Deals Back at Halifax, Rates Overhauled

The Halifax has confirmed the re-introduction of its popular two-year remortgage product, while at the same time outlining a series of overhauls to several major remortgage deals. Customers remortgaging with Halifax now have a total of three fee options to choose from at four LTV (loan to value) levels, with […]

Manchester is the UK’s New Buy to Let Hotspot

Manchester has risen through the ranks to become the UK’s most appealing and profitable prospect for Buy to Let investments. That’s according to the latest figures from Aldermore’s Buy to Let City Tracker, which positions the city of Manchester above all other UK regions as the country’s new hotspot. The […]

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