Mortgages

Bankruptcy Mortgages Explained

Contrary to popular belief, bankruptcy will not necessarily count you out of the running for a mortgage. A history of bankruptcy on your file can create additional challenges, but does not make qualifying for a mortgage impossible. It is simply a case of carefully considering the options, in order to […]

Let-to-Buy: How to Assess Affordability

Let-to-buy can be a fantastic option where selling your home the conventional way is impossible or not preferable. For an overview of borrowing costs and typical let-to-buy rates, use our helpful let-to-buy calculator. How Does Let-to-Buy Work? Let-to-buy bears many similarities to a classic buy-to-let investment opportunity. Though with let-to-buy, […]

Equity Release – The Perfect Product for ‘Rightsizing’ Your Home?

For some, skyrocketing property prices are making it borderline impossible to relocate. For others, it is more a case of not wanting to abandon everything they have worked hard to make their own over the years. Motivations and justifications vary, but the popularity of ‘rightsizing’ is at an all-time high […]

Five Longstanding Myths about Equity Release

Equity release has been growing in popularity across the United Kingdom for many years, however, the market remains subject of skepticism and scrutiny. Assumptions and untruths about equity release can be harmful, steering potential candidates in entirely the wrong direction. Sourced from a main equity release provider, each of the […]

Two-Year Remortgage Deals Back at Halifax, Rates Overhauled

The Halifax has confirmed the re-introduction of its popular two-year remortgage product, while at the same time outlining a series of overhauls to several major remortgage deals. Customers remortgaging with Halifax now have a total of three fee options to choose from at four LTV (loan to value) levels, with […]

Manchester is the UK’s New Buy to Let Hotspot

Manchester has risen through the ranks to become the UK’s most appealing and profitable prospect for Buy to Let investments. That’s according to the latest figures from Aldermore’s Buy to Let City Tracker, which positions the city of Manchester above all other UK regions as the country’s new hotspot. The […]

Up to 250,000 Mortgage Payers Held ‘Prisoner’ by Their Lenders

Over the past decade, the number of mortgage payers trapped in highly uncompetitive deals has skyrocketed. According to the latest figures published by the London School of Economics, as many as 250,000 mortgage ‘prisoners’ are paying exponentially more than the average rate of interest on their loans. Work out what  […]

Right to Buy Mortgage with Bad Credit: Will I Qualify?

Technically speaking, Right to Buy is not a separate mortgage category. Eligibility for a mortgage to fund a Right to Buy home purchase is established in the same way as a conventional mortgage, however, there is a separate mortgage category for bad credit mortgage applicants, who would be unlikely to […]

Buy-to-Let Purchase Shows Signs of Recovery

After flatlining throughout much of the coronavirus crisis, the UK’s Buy to Let market is showing reassuring signs of a strong recovery. Property purchases and portfolio expansion plans put on hold during lockdown are now being unleashed on the sector, spurred in part by the current stamp duty holiday recently […]

Over 1 Million Brits Could Be Overpaying on Their Mortgages

Mortgage applicants naturally seek the best possible deals, which for most means choosing lenders that offer the best introductory rates. Unfortunately, research suggests that a surprising proportion of home buyers do not realise that when their initial deal comes to an end, the mortgage is automatically switched to a standard […]

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UK Property Finance is Authorised by The Financial Conduct Authority (FCA)
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