Owned and operated by Lloyds Banking Group, Halifax has been offering a dynamic range of banking and Financial Services since 1852. Halifax serves approximately 30 million customers and businesses, employing more than 75,000 people and collecting prestigious awards on a regular basis. Halifax remortgage deals are available for existing and new customers with competitive rates of interest and relatively straightforward borrowing costs.
Halifax remortgages criteria follows the same basic principles as their standard mortgage application criteria. Remortgage with Halifax and there are additional incentives to consider which include time-limited deals like £1,000 cashback and reduced legal fees. Halifax remortgage rates are calculated on the basis of the borrower’s financial status and credit history. Poor credit applicants are rarely considered by Halifax.
Applying for a remortgage with a major bank like Halifax can be just as difficult and time consuming as organising a traditional mortgage. It can also be extremely difficult to qualify for a conventional remortgage if you have a less than perfect credit score. A Halifax remortgage can certainly be competitive but there isn’t a great deal of flexibility or accessibility on the High Street in general.
At UK Property Finance we offer an independent brokerage service that goes far beyond the usual remortgage comparison sites. Along with major banks and lenders like Halifax we also consider competitive remortgage deals from specialist lenders beyond the High Street. We provide specialist support for applicants who may be unable to qualify for a remortgage via for the usual channels. If your credit history renders a Halifax remortgage out of reach, we’ll help you find a flexible and accessible deal to suit your requirement.
Our intensive market comparison service takes into account the latest deals and discounts from dozens of established lenders across the UK. Whether considering a property improvement project or simply looking to switch to a loan with a lower rate of interest we make every effort to help.
Use our exclusive remortgage calculator for an overview of the options available and to establish your budget. Contact UK Property Finance with details of your requirements or drop us an e-mail and we’ll get back to you as soon as possible. Whatever your priorities, preferences and budget, we’ll do whatever it takes to source an honest, affordable remortgage package.