One of the biggest names in the history of banking, Santander serves a huge 133 million customers worldwide. The bank’s portfolio extends to a comprehensive range of personal loans, business loans and high-quality mortgage loans for domestic and commercial properties alike. Having demonstrated strong commitment to its customers over the years, Santander has picked up several prestigious mortgage awards along the way.
Santander offers a wide range of mortgage types, including first-time buyer mortgages, buy-to-let mortgages, commercial mortgages, remortgage loans and more. Interest rates and overall borrowing costs are typically very competitive, though are always determined in accordance with the borrower’s financial status and credit history. We therefore strongly recommend comparing as many loans and lenders as possible, before submitting your mortgage application.
Mortgage Loan Types at Santander
Most mortgages from Santander are available as fixed-rate mortgages, variable-rate mortgages and tracker mortgages. Base interest rates at Santander are typically excellent, though vary significantly from one product and borrower to the next.
Major banks like Santander have become the primary ‘go-to’ for millions of first-time buyers and movers across the UK. However, the importance of comparing the market in full cannot be overstated. If you have a good credit history and can verify your financial status, you may qualify for a good deal. If not, you may struggle to qualify at all. Not just with Santander, but with most High Street lenders. If you’re concerned about your eligibility for a mortgage or simply looking to get the best possible deal, we can help. Call UK Property Finance today for more information.
Bad Credit Mortgages
If you’re struggling with a poor credit history, you’re certainly not in the minority. Unlike some, we understand how difficult it can be to maintain a flawless financial track record. We’re also firm believers in ensuring all cases are fairly considered – not scrutinised exclusively on factors like these.
Along with major lenders like Santander, we work closely with dozens of independent lenders across the UK. This enables us to access unbeatable deals and discounts for every client we work with – including those with imperfect credit histories. With UK Property Finance, your financial past needn’t stand in the way of your future. Book your obligation-free consultation with a member of the team today – we’re standing by with the help and support you need.