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Post Office Mortgage

The Post Office is one of the most recognised and respected institutions in the UK. Specialising in travel insurance, travel money, car insurance, savings accounts, financial services and mortgage loans, the Post Office currently operates around 11,500 branches across the country. Providing financial services in conjunction with the Bank of Ireland, the Post Office has received countless coveted customer service awards over the years.

Mortgage loans from the Post Office are renowned for their cost-effectiveness and transparent lending criteria. Competitive interest rates and low overall borrowing costs are the norm, though may be affected by the financial status and credit history of the borrower. Speaking of which, there are currently no specialist mortgage facilities available from the Post Office for poor-credit applicants or low-income borrowers.

Cutting the Costs of Home Loans

It’s perfectly within the power of every applicant to minimise the overall costs of their mortgage. Locking in the best possible deal means considering all available loan types, along with as many deals as possible from major banks and independent lenders. This is particularly true where specialist mortgages are concerned (commercial mortgages, poor credit mortgages etc.) which can be difficult to access on the High Street.

At UK Property Finance, we work hard to link every borrower with their perfect mortgage deal. Working with major names like the Post Office and an extensive panel of specialist lenders, we’re able to provide access to exclusive deals and discounts to suit all budgets. Even if you’ve been turned down for a mortgage elsewhere, there’s a good chance we can still help. Speak to one of our consultants today for more information.

Interest Rates vs Borrowing Costs

It’s natural to view interest rates as the primary factor when choosing a mortgage, but there may be other costs to take into account. Depending on the lender you work with, you may be liable for arrangement fees, admin fees, completion fees, early repayment fees and other ‘stealth’ charges. All of which could perhaps be reduced – or even eliminated – by taking your business elsewhere.

If there’s a better deal to be found from a competing lender, we’ll find it. If you’re already locked into a bad deal and you’re on the lookout for something more competitive, we can help. Call UK Property Finance today to book your obligation-free consultation – we’re standing by with the support you need.

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Post Office Bridging Loan | Post Office Loans

Last Updated: Dec 11, 2019 @ 3:21 pm

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